Back to CalculatorsPlan ahead for your child's higher education and university fees taking education inflation into account.
Education inflation in India averages between 8% and 10% per year—far outstripping standard consumer inflation. An engineering or MBA degree costing 20 Lakh today will cost over 70 Lakh in 15 years. Starting an equity mutual fund SIP early allows compounding to do the heavy lifting.
The Power of Starting Early
Starting a monthly SIP when your child is 3 years old gives you a 15-year runway. Due to compounding, more than 50% of your final corpus is created by investment returns rather than out-of-pocket savings.
Asset Allocation Strategy
For a 10+ year horizon, invest in diversified equity index & flexi-cap mutual funds. As college approaches (last 3 years), gradually shift the accumulated wealth to debt funds to protect capital.
Estimate future higher education costs with 8-10% college inflation and calculate required monthly savings. Using the Child College & Education Calculator allows you to make informed decisions by projecting future cash flows, inflation rates, and compound interest growth.
Hit Your Milestones
Planning for major life events requires precision. The Child College & Education Calculator takes the guesswork out of your savings journey by reverse-engineering exactly how much you need to set aside today.
Inflation Protection
The cost of your goals will rise over time. This calculator factors in realistic expected returns to ensure your purchasing power is protected by the time you reach your target date.
