Privacy Policy

Your Privacy, Protected

We believe financial data is deeply personal. Here's exactly how we handle yours — with complete transparency.

Last updated: June 17, 2026

1. Information We Collect

1.1 Account Information

When you register, we collect your name, email address, and a securely hashed password. This information is used solely for authentication and personalization.

1.2 Financial Data

You may voluntarily enter asset values, transaction records, account balances, and other financial data. This data is stored securely and is never shared with third parties for advertising or marketing purposes.

1.3 Usage Data

We collect anonymized usage analytics (e.g., pages visited, features used) to improve product quality. This data does not include personally identifiable information.

2. How We Use Your Information

2.1 Service Delivery

Your data is used to provide, maintain, and improve NxWorth services — including your dashboard, history snapshots, and expense analytics.

2.2 Communication

We may send transactional emails (password resets, account alerts). You can opt out of non-essential communications at any time from your settings.

2.3 Security

We use your data to detect fraudulent activity, investigate security incidents, and enforce our Terms of Service.

3. Data Security

3.1 Encryption

All financial data is encrypted at rest using AES-256 and in transit using TLS 1.3. Access to your data is strictly controlled and audited.

3.2 Access Controls

Only a minimal set of authorized personnel can access user data, and only when required to resolve a support issue or security incident.

4. Data Sharing

4.1 We Do Not Sell Your Data

We will never sell, rent, or trade your personal or financial information to any third party under any circumstances.

4.2 Service Providers

We may share limited data with trusted service providers (e.g., cloud hosting, payment processors) who are contractually bound to protect your data and use it only to provide their services to us.

4.3 Legal Requirements

We may disclose your information if required by law or in response to valid legal processes such as a court order or government subpoena.

5. Your Rights

5.1 Access & Export

You have the right to access all personal data we hold about you and to export it in a machine-readable format at any time from your account settings.

5.2 Deletion

You can request the deletion of your account and all associated data at any time. We will process deletion requests within 30 days.

5.3 Correction

If any information we hold about you is inaccurate, you may update it directly in your profile settings or contact our support team.

6. Cookies

6.1 Essential Cookies

We use strictly necessary cookies to maintain your login session and security. These cannot be disabled as they are required for the service to function.

6.2 Analytics Cookies

With your consent, we use analytics cookies to understand how users interact with NxWorth, helping us improve the product. You may opt out at any time.

7. Contact Us

Privacy Questions

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at support@nxworth.com. We aim to respond within 48 hours.